Privacy Policy

Collection of Personal Data

When you create a Goget Credit account through the Goget Credit application or website, or access the Goget Credit application via GooglePlay, Apple App Store, or other download platforms (referred to as “platforms”), you may be required to provide or submit information, including but not limited to information used to establish your identity (such as name and biometric data), background, occupation, address, photos (accessed through the camera), text messages, contact information and phone number, email address, IP address, operating system, browser type, financial data, credit information, information about your guarantor (such as the guarantor’s name, email address, and phone number), microphone/audio recordings, approximate location, device information, and telecom usage data (“personal information”), as well as your nationality, marital status, age, educational level, valid government ID number (“sensitive personal information”), and other information and data related to your use, access, or enjoyment of our products and/or services that you provide by granting permissions to the application (“personal data”).

We may collect and obtain this personal data manually or automatically, from sources including but not limited to personal data you submit; analysis of your use and management of the account/facilities; publicly available sources or registration authorities; government agencies, regulatory bodies, and/or law enforcement agencies; third parties or other sources; and information collected when you visit our website (including the IP address of your mobile device or computer) or information collected through cookies on some websites. This data will only be collected with your consent, unless otherwise restricted.

It is understood that when you have submitted your information to Gogetcredit, you expressly guarantee the correctness of the data provided and expressly consent to the collection and processing of such information for whichever purpose it may serve under the agreement.

SMS

Permission Purpose:

Gogetcredit collects the User’s SMS, including but not limited to the content of the SMS, the time the SMS was sent, and the mobile phone number to which the SMS was sent, and upload it to our servers (https://app.gogetcredit.college) to help us to complete the user’s credit risk assessment. Also, in order to prevent users from using our services illegally, including fraud, money laundering and other illegal activities, we use SMS data as an important basis for making judgements about assessing a user’s fraud risk and financial situation.Gogetcredit will provide users with a dialog on whether to authorise the application to access the mobile phone’s SMS messages, and the user has the option of granting or denying permission. If the user refuses authorisation, this means that we do not have access to SMS messages and are unable to assess the user’s fraud risk and creditworthiness.

Data Usage:

Only when assessing a user’s risk do we screen and Analyse the user’s messages related to financial transactions. Specifically, this means that we screen messages containing the user’s name, transaction description and transaction amount for user credit risk assessment. Other than that, we do not monitor, read, store or share any personal SMS Log data of users.

Data Security:

We use the HTTPS protocol to encrypt and transmit Users’ SMS Log information to our servers (https://app.gogetcredit.college) . We do not share the data we collect with third parties without the user’s permission.

Emergency Contact

Permission Purpose:

When users use the Gogetcredit product service, we will ask users to select contacts in their newsletters as emergency contacts, including information such as name, phone number, and relationship to you.

Data Usage:
  1. Emergency Notification: In the event of an emergency, we will use emergency contact information to notify your contacts to ensure your safety and prompt assistance.
  2. Customer Support: In some cases, we may use emergency contact information to provide better customer support services.
Data Security:

We use the HTTPS protocol to encrypt Users’ emergency contact information and transmit it to our servers (https://app.gogetcredit.college). We do not share the data we collect with third parties without the user’s permission.

Album Pictures

Permission Purpose:

Gogetcredit does not access or scan users’ photo albums or media libraries without authorization. However, through our feedback feature, users may upload specific images to assist in resolving issues or inquiries. These images, selected and authorized by users, are securely processed via third-party SDKs integrated into our platform. The primary purpose is to analyze and provide accurate, efficient responses to improve customer support and enhance user satisfaction.

Data Usage:

Uploaded images are solely used to identify and resolve issues reported by users through our customer support channels. Once the matter is addressed, the images are not stored or retained beyond the necessary duration, strictly adhering to data protection laws and guidelines.

Data Security:

Gogetcredit employs trusted third-party SDKs that ensure all image data is transmitted and processed securely, following stringent data protection protocols. We guarantee that the data is not shared with unauthorized parties, and all actions are performed with the user’s explicit consent.

Personal Information

Permission Purpose:

We collect personal information from our users including, but not limited to, information such as name, age, gender, telephone number, email address, date of birth, annual income, Bank Verification Number (BVN), and ID number. We collect your personal information in order to assess your credit rating and provide you with a line of credit.

Data Usage.
  1. credit assessment: to assess the user’s credit rating in order to provide appropriate credit lines and loan services.
  2. customer service: to respond to users’ requests, questions and feedback and to provide customer support services.
  3. service improvement: for internal data analysis and research to improve our services and products.
  4. Statutory Obligations: To fulfil legal, regulatory and governmental requirements.
Data Security.

We encrypt Users’ personal information using the HTTPS protocol and transmit it to our servers (https://app.gogetcredit.college). We do not share the data we collect with third parties without the user’s permission.

Equipment Information

Permission Purpose:

Gogetcredt collects information about the user’s device, including the device name, mobile phone manufacturer, carrier or OS manufacturer, device hardware identifiers such as IMEI, MEID, MAC address), language settings, cpu model, memory capacity and other information.

Data Usage.
  1. Credit assessment: to assess your credit rating in order to provide appropriate credit limits and loan services.
  2. Customer Service: for responding to your requests, questions and feedback, and providing customer support services.
  3. Service Improvement: for internal data analysis and research to improve our services and products.
  4. Statutory Obligations: To fulfil legal, regulatory and governmental requirements.
  5. Device Management: To ensure that the application works properly on your device and to optimise the user experience.
  6. Security and Fraud Prevention: Monitor and prevent fraud, unauthorised access and other illegal activities.
Data Security.

We encrypt users’ device information using the HTTPS protocol and transmit it to our servers (https://app.gogetcredit.college). We do not share the data we collect with third parties without the user’s permission.

Purpose of Collecting Personal Data

Your personal data will be used for registration, loan approval, risk management, fraud prevention, debt collection, marketing, and other purposes as described in Section 2 (“Purpose”) of this Privacy Notice, to help us provide you with better services. For example, your IP address, device information, and SMS metadata may be used to prevent fraud and ensure the security of your and other users’ accounts; your phone number will be used for verification during registration, contact during loan approval, monitoring and prevention of fraudulent activities, debt collection, and marketing activities, such as sending information related to product updates, promotions, and personalized recommendations.

We are committed to protecting the privacy and security of your personal data. After creating your account, we may request additional personal data, such as your address, bank account information, income details, etc., for identity verification, assessing loan application compliance, and supporting loan management and customer service. When you submit this information, you explicitly ensure that the data you provide is accurate, complete, and up-to-date and does not mislead us or any relevant parties.

Additionally, you agree that any personal data provided to us is voluntarily provided, and you have the right to update or correct this information at any time. If we detect that the information you provided is inaccurate or incomplete, we will ask you to update or correct this data. Please note that providing false or outdated information may impact the outcome of your service application or loan approval.

During your use of our services, we may collect and process your personal data for the following purposes:

  1. Registration and Account Management: We need your basic information to create and manage your account, enabling you to use the platform’s services smoothly.
  2. Loan Approval and Disbursement: We will conduct credit assessments based on your personal and financial information to help us make reasonable loan decisions.
  3. Risk Management and Fraud Prevention: We will analyze and monitor your behavior and transaction patterns to detect potential risks and fraudulent activities, protecting you and our platform.
  4. Debt Collection and Debt Management: When necessary, we will use your contact information for debt collection to ensure your account is properly managed within the stipulated timeframe.
  5. Marketing and User Communication: With your consent, we will send you marketing information related to products and services, including notifications about offers, events, or new features, to enhance your user experience.
  6. Compliance and Legal Obligations: We will process personal data as required by laws and regulations to comply with anti-money laundering laws, data protection regulations, and other compliance requirements.

We are committed to adhering to the terms in this Privacy Notice and applicable legal regulations when processing and using personal data, ensuring that your personal data is effectively protected and that your privacy rights are respected during the processing.

Use of Personal Data

During your use of our services, we may manually or automatically process, use, and/or disclose your personal data for purposes that include, but are not limited to, the following (referred to as “Permitted Processing”) by Goget Credit’s affiliates, subsidiaries, and third-party partners:

Service Provision and Management:

  • Processing your loan applications and related transactions, including application approval, review, and fund disbursement.
  • Managing and maintaining your account, including updating personal information, password resets, and implementing security measures.
  • Providing technical support and service-related notifications to ensure seamless use of our platform and services.

Customer Support and Communication:

  • Using your contact information to communicate, answer inquiries, handle complaints, or provide personalized support services.
  • Sending service updates, maintenance notices, and important information to keep you informed of platform changes and service enhancements.
  • Sending surveys and feedback requests to help us improve our services and user experience.

Credit Assessment and Risk Management:

  • Evaluating your creditworthiness using your personal and financial information to make lending decisions and manage risks.
  • Utilizing automated tools and machine learning models to detect potential fraud and risks and ensure the security of loan applications.
  • Monitoring and analyzing user activity to identify unusual behavior or potential risks and take preventive and corrective measures.

Legal Requirements and Compliance:

  • Processing your personal data in compliance with applicable laws, regulations, and regulatory requirements, such as tax reporting, anti-money laundering (AML), and counter-terrorism financing (CTF) regulations.
  • Providing necessary personal data to government authorities or judicial bodies to assist with investigations and legal proceedings.
  • Conducting internal audits and compliance activities to adhere to legal and regulatory standards.

Data Security and Fraud Prevention:

  • Implementing data encryption and access control technologies to protect your personal data from unauthorized access and data breaches.
  • Monitoring system and network activity to detect and prevent fraudulent activities, ensuring the security of users and the platform.
  • Using real-time alert systems and risk analysis tools to detect abnormal user behavior and trigger appropriate protective actions.

Marketing and Promotion:

  • Providing customized advertisements, promotional activities, and product recommendations to improve user experience and meet your preferences, with your consent.
  • Analyzing your preferences and usage history to optimize our marketing strategies and ensure you receive relevant notifications and event information.
  • Inviting you to participate in market research, surveys, and testing to gather your feedback and suggestions for improving our products and services.

Service and Product Improvement:

  • Analyzing user activity and usage data to identify trends, interests, and needs, helping us optimize existing products and develop new features.
  • Using data analysis techniques to enhance service quality, such as shortening processing times, improving user interfaces, and enhancing user experiences.
  • Conducting business and market analyses to help us make data-driven decisions and long-term strategic plans.

Legal Disputes and Resolution:

  • Using your data to manage and resolve legal disputes with you or other users, including collecting and maintaining relevant records.
  • Providing data to attorneys and legal advisors to assist with legal matters and risk management when necessary.

Business Transfers and Mergers:

  • Transferring your personal data to relevant parties during business restructuring, mergers, acquisitions, or asset transfers to ensure service continuity and management.
  • Disclosing or transferring your data to acquirers or business successors as part of a transaction or business integration.

User Education and Awareness Improvement:

  • Providing financial education and user guides to enhance your financial knowledge and ability to use our services effectively.
  • Regularly sending safety and privacy protection tips to remind you how to manage personal data and safeguard personal information.

We also use cookies for purposes that include but are not limited to storing your preferences for specific information or products, further analysis to provide you with products and services, improving our products, and tailoring services to you. You can adjust settings in your browser and/or mobile device to be notified when a cookie or other similar tracking tool is received. Please refer to your browser documentation to check if tracking tools on your computer and/or mobile device are enabled or disabled for cookies.

Disclosure of Personal Data

The personal data we hold shall always be kept confidential. However, to provide you with effective and continuous products and services, and in compliance with laws, regulations, and guidelines, as well as for Permitted Processing, you explicitly consent to the disclosure, sharing, or processing of your personal data to and by the following parties, whether located in Nigeria or elsewhere:

a. Agents, parent companies, subsidiaries, affiliates, and related entities of Goget Credit;

b. Professional advisors, contractors, service providers, debt collection agencies, and other agents contracted with us;

c. National and local credit bureaus, credit reporting agencies, credit reference agencies, rating agencies (e.g., credit information companies), insurance companies, and/or insurance brokers;

d. Financial service providers related to relevant products and services;

e. Any actual or potential participants, assignees, or transferees;

f. Any guarantor or person providing a guarantee;

g. Any authorities or regulatory bodies, including foreign regulators or any party required by law;

h. Strategic/business partners we collaborate with;

i. Third-party collection agencies;

j. Any party involved in enforcing or maintaining our rights as stipulated in agreements between you and us;

k. Any third party authorized and/or consented to by you.

This ensures that your personal data is only shared as necessary for legitimate business purposes, compliance, or as required by law, safeguarding your rights and privacy throughout the process.

Change of Personal Data

You must ensure that the personal data you provide to Goget Credit remains accurate and up to date, and you should inform us of any relevant changes. You have the right to review the personal data we collect and request corrections. If you believe that your personal data, or the personal data we hold about you, is inaccurate, incomplete, misleading, or outdated, please send a request to our Data Protection Officer (“DPO”) via email at gogetcredit.cs@gmail.com, including your registered name, registered phone number, valid government-issued ID, and details of your request along with supporting documents. We will endeavor to correct or update the information as soon as possible.

The DPO reserves the right to request additional information or supplementary documents to verify the identity and authenticity of the request. If you have any questions, please do not hesitate to reach out to the DPO.

You may express your objection to our continued use, collection, and/or processing of your personal data at any time by contacting us via our email address. This will serve as a mechanism for you to revoke or grant permissions previously given to us.

Please note that if you object to the processing of certain personal data, depending on the nature and subject of your objection, it may impact the processing time of your application and/or our analysis of your credit status. We expressly reserve our legal rights and remedies in such cases.

Additionally, if you have contractual obligations under a loan agreement or other contract with us, withdrawing your consent or objecting to our continued use, collection, and/or processing of your personal data does not affect our right and obligation to continue processing your personal data legally.

Deletion of Personal Data

Under the Nigerian personal data protection framework, data subjects have control over their personal data, including the right to request its deletion. According to Nigerian data protection laws, such as the Nigerian Data Protection Regulation (NDPR), here are the key points regarding the deletion of personal data:

Right to Data Deletion

You have the right to request the deletion of personal data we hold about you, provided that:

  • The data is no longer necessary for the purposes for which it was collected.
  • The data processing is based on your consent, and you have withdrawn that consent.
  • The data processing is based on legitimate interests, but your interests and rights take precedence.
  • The data processing is unlawful, and you have the right to request deletion.
  • The data was collected or processed in error while fulfilling a legal obligation or contract.

Submitting a Deletion Request

If you wish to request the deletion of your personal data, you can do so by:

  • Sending a request via email to our Data Protection Officer (DPO).
  • Logging into your account and finding the data deletion option in your account settings.

Review and Confirmation of Deletion Request

Upon receiving a deletion request, we will review it to confirm:

  • Whether the request meets the conditions for data deletion.
  • Whether the deletion request affects other legal obligations, such as records that must be retained under the law or contractual requirements.

Once we confirm the request is valid, we will make every effort to delete your personal data within the limits of compliance. If a deletion request is denied, we will provide reasons and inform you of potential next steps.

Limitations on Data Deletion

A data deletion request may be limited or denied in the following cases:

  • Compliance with applicable laws, such as tax and accounting regulations.
  • Data is used to exercise or defend legal rights.
  • Data necessary for compliance obligations or to provide a service.

Impact of Data Deletion

After data deletion, you may be unable to use certain services or features of our platform, as deleted data may be fundamental to providing these services. We will make every effort to notify you of the impact and your rights following data deletion.

Data Deletion and Data Protection

We will take reasonable technical and organizational measures to ensure that deleted personal data cannot be recovered or reused, protecting your privacy rights and the security of your personal information.

Data Protection and Complaints

If you have any objections regarding a data deletion request or its handling, you have the right to lodge a complaint with the Nigerian Data Protection Commission (NDPC) or other relevant regulatory bodies.

Through these measures, we aim to respect and protect your rights under Nigerian data protection laws, ensuring your personal data is managed and safeguarded appropriately. We will retain your personal data, registration, and transaction records for the required period or up to ten (10) years, in compliance with the directives of the National Privacy Commission and all applicable laws and regulations. This retention may be necessary for establishing, exercising, or defending legal claims or for legitimate business purposes that align with the national privacy protection law or any other applicable laws, regulations, or guidelines. When your account is closed or deleted, we will remove your personal data within an appropriate timeframe.

Data Security

We are committed to taking all necessary measures to safeguard your personal data during collection and processing, preventing unauthorized access, use, modification, disclosure, or loss. These measures include, but are not limited to, the following:

Administrative Measures:

  • Access Control: Implement strict access control to ensure that only authorized personnel can access your personal data.
  • Data Protection Training: Conduct regular data protection training to ensure our employees understand and follow data protection best practices.
  • Security Policies and Procedures: Develop and enforce data security policies and procedures to maintain data integrity and confidentiality.

Technical Measures:

  • Encryption: Use advanced encryption techniques to protect data during transmission and storage, preventing theft or tampering.
  • Network Security: Implement firewalls, intrusion detection systems, and other cybersecurity measures to detect and prevent unauthorized access.
  • Regular Security Testing: Conduct routine vulnerability scans and security tests to identify and address potential security flaws.

Physical Measures:

  • Secure Facilities: Ensure data storage facilities and office areas are protected with physical security measures such as access control systems and surveillance cameras.
  • Restricted Access Areas: Limit access to data storage areas to authorized personnel only.
  • Secure Storage: Use locked cabinets and safes to store paper records and other storage media, preventing physical loss or theft.

While we have taken these precautions, it is important to note that the internet and information technology environment are inherently dynamic and constantly evolving. No system can fully eliminate potential security threats. Therefore, we cannot guarantee completely risk-free protection. However, we commit to continually reviewing and improving our data security technologies and strategies to address new security challenges.

If you have any questions regarding how we protect your personal data or need further information, please do not hesitate to contact the Data Privacy Officer (DPO).

Data Portability

You have the right to request that we provide your personal data, which you have provided to us, in a structured, commonly used, and machine-readable format so that you can receive this data and transfer it to another party. This right ensures that you can easily move personal data between service providers for better management and use of your data.

Detailed Information:

  1. Scope of Data Portability:

    • You have the right to access personal data you have provided to us, including but not limited to basic identity information, contact details, account information, and transaction history. This data is processed based on your contractual relationship with us or our legitimate interests.
    • Data portability applies to data you have actively provided and does not include data collected by other means or data generated automatically through technical processes.

  2. Technical Feasibility of Data Transfer:

    • We will assess your request within reasonable technical limits. If technically feasible, we will make every effort to provide your personal data in the format you specify or transfer it directly to a third party you designate.
    • The data format will be provided in a standard format, such as CSV, JSON, or other commonly used machine-readable formats, to enable easy import and use by third-party systems.

  3. Security and Privacy Considerations:

    • We will take appropriate security measures to protect the confidentiality and integrity of the data when providing or transferring personal data.
    • We are not responsible for the security and privacy protection of the third party after they receive and process the data. If your personal data is misused after transfer, you need to contact the relevant third party directly to address the issue.

  4. Right to Refuse Data Transfer:

    • We have the right to refuse data transfer if it involves the rights and interests of a third party (e.g., providing your data may result in the disclosure or violation of someone else’s privacy).
    • Additionally, if this request imposes an unreasonable burden on our business or services, we may ask for additional proof or information for reasonable review.

To exercise your right to data portability or if you have any questions, please contact our Data Privacy Officer (DPO) for further information and guidance.

User Profiling

We use user data for user profiling analysis to better understand your needs, provide personalized services, improve service efficiency, and conduct risk assessments. Through this analysis, we can use automated processing techniques to evaluate certain personal aspects related to you, such as creditworthiness, repayment ability, and potential risks.

What Is User Profiling? User profiling refers to building a comprehensive profile of the user based on personal data collected, through data analysis and processing. This profile is used to assess the user’s credit status, predict their behavior and risk level, and provide tailored services and products.

Collection and Use of User Data When conducting user profiling analysis, we collect the following categories of personal data:

  • Personal Information: such as name, age, gender, marital status, and occupation.
  • Financial Information: including income, asset status, liabilities, and bank transaction records.
  • Behavioral Data: such as activity records on the platform, application history, search, and click behaviors.
  • Device and Network Information: including IP address, device type, and usage patterns.
  • Social and Interaction Data: such as social media information and social network activity.

This data is processed through algorithms and automated analysis to help us:

  • Assess Creditworthiness: determine repayment ability based on financial history and behavior patterns.
  • Risk Management: analyze potential default risks and take appropriate measures, such as adjusting loan amounts and conditions.
  • Provide Personalized Services: recommend products and services based on your needs and preferences.
  • Fraud Detection: identify and prevent unusual activities or fraudulent behavior.

Legal Basis for Data Processing When conducting user profiling analysis, we adhere to the following legal and regulatory requirements:

  • User Consent: we obtain your explicit consent when collecting and processing your personal data.
  • Contract Fulfillment: processing your data is part of fulfilling our contract when providing you with loans and related services.
  • Legitimate Interests: we process data based on legitimate interests to offer more efficient services and protect both our and users’ interests.
  • Legal Obligations: we comply with relevant laws and regulations in certain circumstances.

User Rights You have the right to:

  • Access: request details about your personal data.
  • Rectify: correct any inaccurate or incomplete personal data.
  • Delete: request the deletion of your personal data, provided there are no legal obligations or other justifiable reasons.
  • Restrict Processing: in some cases, limit the processing of your data.
  • Object: object to data processing, especially for direct marketing purposes.
  • Data Portability: request that your data be transferred to other service providers.

Data Protection and Security We implement strict administrative, technical, and physical measures to protect your personal data from unauthorized access, use, or disclosure. Our data processing activities comply with relevant data protection laws and regulations, such as the General Data Protection Regulation (GDPR) or local data privacy laws.

Changes and Updates We regularly update our privacy policy to reflect changes in our data processing practices. Please review our privacy policy periodically for the latest information. If there are significant changes, we will notify you in an appropriate manner.

If your loan application is rejected or your account is suspended or declined, you may request a review of such decisions by contacting gogetcredit.cs@gmail.com. You also have the right to object to the automated processing of your personal data, but doing so will prevent us from providing services to you.

Your Right

Under the Nigerian Data Protection Act, as a data subject, you have the following rights to ensure that your personal data is processed lawfully and securely:

  1. Right to be Informed: You have the right to know how your personal data is collected and used. Data controllers must clearly inform you about the purpose, scope, and methods of data processing.
  2. Right of Access: You have the right to access personal data that we hold about you. You can request information about data processing, including the source of the data, its purpose, and the ways in which it is used.
  3. Right to Rectification: You have the right to request that we correct or update any inaccurate or incomplete personal data. This helps ensure that your information remains up-to-date and accurate.
  4. Right to Erasure: In certain cases, you have the right to request the deletion of personal data we hold about you, especially when the data is no longer necessary or when you withdraw consent.
  5. Right to Restrict Processing: In some cases, you can request the restriction of processing your personal data, such as when you dispute the accuracy of the data or need more time to assess the legality of the data processing.
  6. Right to Data Portability: You have the right to request that we provide your personal data in a structured, commonly used, and machine-readable format, or, where technically feasible, transfer it to another data controller.
  7. Right to Object: You can object to the processing of your personal data based on specific situations, especially if the processing is done for public interest or legitimate interests. If you object, we will stop processing your data unless there are compelling reasons or legal requirements.
  8. Right to Withdraw Consent: If your data processing is based on consent, you have the right to withdraw your consent at any time. Withdrawing consent does not affect the lawfulness of data processing carried out prior to the withdrawal.
  9. Right to Lodge a Complaint: If you believe your rights have been violated or your data has been processed in a manner that does not comply with data protection laws, you have the right to lodge a complaint with the Nigerian Data Protection Bureau or other relevant regulatory authorities.

Data controllers and processors must implement appropriate technical and organizational measures to protect your personal data from unauthorized access, disclosure, modification, or loss. Your personal data should be processed in a lawful, fair, transparent, and secure manner. To exercise your rights, you can contact the Data Protection Officer (DPO) or relevant company representative. We will ensure that your request is processed promptly and responded to within the appropriate timeframe.

Inquiries and Complaints

You have the right to object to the processing of your personal data at any time, to the extent permitted by Nigerian law, and to object to its use for permissible purposes. For any queries, requests, questions, complaints, or exercise of your rights regarding the use of your personal data, you can contact the following Data Privacy Officer:

Email: gogetcredit.cs@gmail.com

Goget Credit is committed to acknowledging your complaint promptly and providing an estimated response time.

anges to the Privacy Notice

Please note that we may periodically update this privacy notice by posting it on our website. We recommend that you regularly check our website for the most current version of the privacy notice. If the privacy policy is updated, the revised version will apply to all information held and processed by Goget Credit. Your continued use of the Goget Credit platform after any such updates will signify your acceptance of the changes to this privacy notice. If you do not agree with the updated terms, you may contact the Data Privacy Officer.

By providing your personal data, you agree to let Goget Credit and its affiliates, subsidiaries, third-party service providers, and partners use, process, and disclose your data as outlined in this privacy notice.

If you are a legal entity and have shared personal data of your directors, shareholders, employees, authorized signatories, agents, or others, you confirm that you have their consent to do so. You also acknowledge that Goget Credit may need to share your information with regulatory bodies like the Securities and Exchange Commission, the Central Bank of Nigeria, the Anti-Money Laundering Commission, credit bureaus, and other government agencies as required by law.